Cost Saving Ideas


Workers Compensation Audit Process | Bottom Line Concepts

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Published June 1st, 2019 by


Bottom Line is a leader in workers’ compensation for Retailers, Wholesalers, Restaurants, Hotels, Home Health & Residential Care facilities in New York State. Bottom Line maximizes your productivity and profits by helping to keep your number one asset, your employees, working and safe.

The Problem The costs associated with rehiring, refraining, loss of productivity, poor morale and claims can exceed your premium drastically.

Bottom Line’s Solution As the manager of seven Safety Groups underwritten by the New York Insurance Fund, Bottom Line has saved hundreds of our clients over $100 million in workers’ compensation since 2009. 

What are Safety Groups?

Safety Groups provide a high quality, low cost, fully insured workers’ compensation insurance solution to businesses with a proven track record of safety in the workplace

Our safety groups significantly reduce the cost of workers’ compensation for safety conscious members. Our fully insured safety groups work by pooling members’ annual premiums, and after deducting the costs of claims and administrative charges, the profits are returned to members in the form of a dividend. Only Safety-Conscious employers with a proven track record of safety are invited to join our Safety Groups.


• Savings through group advance discounts and dividends 

• Claims Solution services that reduce claims and costs 

• Comprehensive administration and audit services 

• On-site safety engineering

  • Our Process

    Based on our in-depth analysis of your business, we bring a holistic perspective to the broad range of areas in which significant savings can be realized.

  • Our Promise

    Zero Risk
    Zero Out of Pocket Cost
    Zero Obligation

  • Our Tools

    We offer a unique approach with a team of experts behind each categorical analysis to deliver the greatest savings.

  • Our Results

    We have worked with more than 7,000 clients and have successfully brought over $2.2 billion dollars in recovery since 2009.